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NEW BRUNSWICK’S TOP SAVINGS SMART TIPS: LAUREEN Delay your gratification. If you want to buy something really special, set a goal with the amount of money you are making. Wait to make your purchase after taking the time to save. Sometimes, that waiting time makes you realize you like something that you thought you loved. Today, too many people “buy into” BUY NOW PAY LATER - and boy do they “dearly pay” with interest and stress on the family budget. Advertisements make it sound so easy and beneficial. Waiting to make the purchase is worth the wait and you feel good about achieving your goal. You will appreciate and take care of something you have earned the money for, far more than what is easily handed over to you, because you simply asked for it and got it without earning your way! RACHEL Using your debit card may give you a false sense of financial security as you do not see the actual money that you are spending. It is important to closely monitor all of the transactions going through your bank account so you can better manage your finances. DAPHNA Before spending money, ask yourself: “why do I want to buy this and is there something more important I could be saving for?”


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